We’re setting the new standard of trust online, empowering people and businesses to take control of their information.
We want to allow businesses and consumers to seamlessly swap data without having a third-party arbitrate the relationship for them.
We believe that it is an accident of history that large financial services and technology firms dominate control of consumers’ and businesses’ data. Large quasi-monopolies now effectively dictate the terms of data transfer. The internet was not supposed to be like this.
We’re leveraging three fundamental global themes in order to give back control of data back to businesses and consumers.
Miniaturisation of Compute Devices
We love technology. The miniaturisation and standardisation of computing devices is enabling brand new ways of using technology to solve everyday problems that historically would have just been either too impractical, or to expensive. The proliferation of mobile phones and IoT devices is creating new ways of communicating, and new business models are emerging.
Technology advances are not restricted to hardware. There continues to be innovative software advances too. The things that excite us the most are decentralised network technologies. Decentralised and / or distributed networks and storage enable us to create brand new operating models for us and our clients. Ensuring that the claims we make about security and privacy are not just promises, but are coded into our infrastructure so that we simply cannot have access to data we say we shouldn’t.
The everyday rules that govern our daily lives are always changing. However, the impact of the growth of financial and technology businesses over the last 20 years are now becoming clear. In response to this governments around the world are responding to new problems with new legislative changes that target a number of different concerns. These concerns range from data privacy through to competition in financial services. Whether we’re talking about GDPR, PSD2, or the Digital Economy Act, big changes are happening
Our Global Team
CEO & Founder
CEO & Founder
Much like any start up we started out small.
The Co-Founders both spent the majority of their careers in financial services, but left when it became clear that changes mentioned above made it obvious that big change was coming. Mia Pago was formed to target the specific opportunities that will present themselves in response to these changes.
Culturally, Mia Pago is tuned to operate on a ‘privacy first’ basis. We like services like DuckDuckGo and Signal. We think that the internet should facilitate relationships directly between people and organisations. It should not be be the case that ‘data aggregators’ effectively get in the way and base their operating and revenue model about accessing other people's data.
However security is also at the heart of everything we do. We want to create frictionless, low-cost and secure direct data-bridges between people. So that businesses and consumers can exchange data directly, safe in the knowledge that even we cannot access their data.
We have grown enormously since we started. The team is heavily biased towards technical capability, but we have a broad range of skills and experiences which we think is essential tackle to bigger issues we are trying to solve.
International House, 12 Constance Street,
London, E16 2DQ, UK.